It’s reasonable for health insurance companies to ask policyholders about their lifestyles. After all, that’s a key element in the risk equation.
But when insurance is provided by the employer, privacy becomes a major issue. Individuals may have lifestyle and other health-related issues they’d rather people at work didn’t know about.
Orlando Sentinel columnist Beth Kassab says she is getting “used to” companies asking for more information about their employees—information that was in years past considered private.
Instead of going down this slippery slope, why not disconnect health insurance from employment? Why should employers be responsible for funding our healthcare? Better to let companies focus on their core business and encourage individuals to take responsibility for their own health and wellness.
What are your thoughts?
I would love to have an employer who paid for my health insurance because of the high premiums I’m currently paying. However, I think an employee’s privacy should be just that: private. Or perhaps the employer could pay a health insurance stipend as part of the benefits package.